About Us

An independent team of Texas-based life insurance advisors, working for families rather than a single insurance company.

J.D. Valdez, founder of Texas Family Life Insurance

OUR STORY

Straight answers, not a sales pitch

Texas Family Life Insurance was founded by J.D. Valdez around a simple idea: families deserve an advisor who explains their options honestly, not a rep whose job is to move one company’s product.

As an independent agency, we aren’t limited to a single carrier’s lineup. Every recommendation is based on what actually fits your budget and goals — not a quota.

That idea grew out of a personal experience. Before this agency existed, our founder was a chef, building a food truck and feeding families across Texas, when he survived being shot six times — the kind of moment most people don’t walk away from. It changed the direction of his life, and it’s the reason this agency exists: instead of feeding families, we’ve built our work around protecting them, because we know firsthand how quickly life can change, and how much it matters to have coverage in place before it does.

What you can expect from a conversation with our team

Listens first

Every family’s situation is different — we start by understanding yours before talking about any policy.

Compares, doesn’t push

Because we’re independent, recommendations come from comparing multiple carriers, not defending one.

Plays the long game

Some families aren’t ready to buy today — that’s fine. We’d rather build trust than force a sale.

Licensed & committed to Texas families

Texas Insurance License

License #3482604
NPN 22049170

Independent & Multi-Carrier

Appointed with 19+ nationally recognized carriers, giving families more options than an agent tied to one company.

Based In

Houston, Texas
Serving families statewide

Connected with the nation’s top carriers

As an independent agency, we’re appointed with a network of leading, highly-rated life insurance carriers — giving your family access to more options than an advisor tied to a single company.

American Amicable

American Equity

Americo

Assurity

Athene

Banner Life

Corebridge Financial

F&G

Foresters Financial

Gerber Life

Lafayette Life

Liberty Bankers

Mutual of Omaha

National Life Group

Pan American Life

Royal Neighbors of America

SBLI

Transamerica

United Home Life

Licensed independent insurance advisor — Texas License #3482604 · NPN 22049170.

Ready to talk it through?

No pressure, no obligation — just an honest conversation about your family’s needs.

🌱 Help Us Grow

Your contribution goes directly toward supporting the growth of this independent small business — helping with marketing, expansion, and the everyday costs of building an agency families can rely on for years to come.

This donation form is not used to make payments toward insurance premiums. It is solely for charitable contributions to help support the growth of this independent agency. All premium payments are auto-drafted directly by the carriers themselves, per the contractual agreement established with each policyholder. Contributions are not tax-deductible.